I found some old insurance records and updated this story. My term life insurance company was greedy.--from my POV. After 10 years, they suggested raising my premium fivefold to $10k/year. They say my Gleason 6 diagnosis wasn't the reason. However, it is clear that eight companies rejected my applications for new term policies because I was on AS. They wouldn't consider me for insurance unless I underwent radiation or surgical treatments.
Steve, Thanks. I have more coming on insurance. Not everyone's favorite topic. Stay tuned. I have found many doctors are shocked to hear about this. Some have helped patients try to deal with it. Stay tuned. Howard
Howard, you've truly opened a can of worms, a subject likes of which even USTOO has skirted! Webinars are unmistakably needed and truly appreciated but disgust within each of us will turn into fire if truth be known. Personally, did not wish your article to end. Breathe of the subject clamors for understanding. You might start with MIB-Medical Information Bureau-given propensity of some to voluntarily provide unprompted this entity personal medical information knowingly or unknowingly insurance industry turns to upon application for coverage. Platitudes, platitudes for The Active Surveillor, ad nauseam, but then why not!
Thanks, Tom. It's a bitch, right? We're dealt conflicting hands here. We get the Gleason 6 sign of cancer approval--can't get much better--and then are told we're untouchable re insurance.
Has this caused stressed for you and your family?
BTW, where are you based, where are you treated, are yiou still working? Howard
This happened two years ago. I should have got the insurance in Sept 2020. Had MRI in Jan 2021 then biopsy in Feb 2021. I have not had any changes in health insurance from my employer. I cannot get any kind of other insurance at this point. No one wants a "cancer" patient. My life insurance has been a universal policy since before this PCa diagnosis. That will keep going as long as I pay premiums. Premiums have not changed, but it is a small policy $120k
I was denied short term and long term disability because I had MRI and Biopsy. And the result was G6. I don't plan on being disabled but thought it might be a good idea for my later years. Guardian was the company.
Thanks for sharing, Tom. Again, I feel your pain. Howard
I found some old insurance records and updated this story. My term life insurance company was greedy.--from my POV. After 10 years, they suggested raising my premium fivefold to $10k/year. They say my Gleason 6 diagnosis wasn't the reason. However, it is clear that eight companies rejected my applications for new term policies because I was on AS. They wouldn't consider me for insurance unless I underwent radiation or surgical treatments.
Steve, Thanks. I have more coming on insurance. Not everyone's favorite topic. Stay tuned. I have found many doctors are shocked to hear about this. Some have helped patients try to deal with it. Stay tuned. Howard
Howard, you've truly opened a can of worms, a subject likes of which even USTOO has skirted! Webinars are unmistakably needed and truly appreciated but disgust within each of us will turn into fire if truth be known. Personally, did not wish your article to end. Breathe of the subject clamors for understanding. You might start with MIB-Medical Information Bureau-given propensity of some to voluntarily provide unprompted this entity personal medical information knowingly or unknowingly insurance industry turns to upon application for coverage. Platitudes, platitudes for The Active Surveillor, ad nauseam, but then why not!
Thanks, Tom. It's a bitch, right? We're dealt conflicting hands here. We get the Gleason 6 sign of cancer approval--can't get much better--and then are told we're untouchable re insurance.
Has this caused stressed for you and your family?
BTW, where are you based, where are you treated, are yiou still working? Howard
This happened two years ago. I should have got the insurance in Sept 2020. Had MRI in Jan 2021 then biopsy in Feb 2021. I have not had any changes in health insurance from my employer. I cannot get any kind of other insurance at this point. No one wants a "cancer" patient. My life insurance has been a universal policy since before this PCa diagnosis. That will keep going as long as I pay premiums. Premiums have not changed, but it is a small policy $120k
I was denied short term and long term disability because I had MRI and Biopsy. And the result was G6. I don't plan on being disabled but thought it might be a good idea for my later years. Guardian was the company.